Redi-Rewards Checking

This account is free and EVERYONE can Qualify Pays 0.49% APY*

Account Details:

• To Receive the Redi Rewards Rate, perform the following each cycle
• -- Make 12 Debit Signature Transactions that post and clear
• -- Have at least one direct deposit or ACH auto debit that posts and clears
• -- Enroll and Receive Electronic Statements through our FREE Online Banking
• No Cost per Check written
• Monthly Electronic Statements (Online)
• $100 required to open

Your Benefits:

• Excellent Service from our Banking Family
• Free Online Banking

* $0- $25,000 earns 0.49% APY*
$25,000+ earns 0.10% APY*
Base Rate 0.05% (if requirements are not met)

* 0.49% Annual Percentage Yield (APY) paid on balances between one penny and $25,000, and 0.10% APY paid on all amounts above $25,000 each cycle the minimum requirements are met. If you do not meet the requirements per cycle, your account will still function as a free checking account earning 0.05% APY; however, it will not receive ATM refunds for that time period. Rates as of Jue 10th 2013. We may change the interest rate and APY at any time after the account is opened. No Minimum Balance required. However, you must deposit a minimum of $100 to open this account. Available to Personal Accounts only. No monthly service charge. ** ATM fee refunds up to $25 per cycle if the requirement are met.