Traditional Certificate of Deposit

Account Details:

• Quarterly Statements
• $500 minimum required to open
• Negotiable Rates
• Interest paid Quarterly

Your Benefits:

• Excellent Service from our Family
• Free Online Banking - Free Images of Statements, watch your interest grow!
• Great Interest Rates

Please contact our Account Representatives for additional details.

Notice of Penalty for Early Withdrawal.
Except as mentioned below, you cannot withdraw any principal from this account before a maturity date without our consent and we will charge you a penalty.

See account disclosure for specific penalty information.

Exceptions:

We are permitted to allow an early withdrawal and waive the penalty if:

(E) Any account owner dies or is declared incompetent, or
(F) This is an IRA account and you are at least 59 1/2 years of age or disabled at the time of the withdrawal request.