Patricia (Tricia) D. Goodwin-Kreps

Chairman and President and CEO of The State Bank and Ark-Valley Bank shares, Inc. Mrs. Kreps is a third generation banker, born into and raised by a banking family. Her grandparents began the families ownership of banks over 70 years ago in Commerce, Oklahoma. A bank in Galena, Kansas was purchased after World War II at which time her parents entered the business. The State Bank was purchased by Mrs. Kreps and a partner in June of 1975 and in 1996 the partner's interest was purchased from the estate along with all outstanding minority interests.